Four Ways to Finance at NCW Tires
Safe tires should never wait for payday. Pick from four approval friendly programs, get a decision in seconds, and drive out the same day on new rubber.
Choose the Approval Path That Fits
Two lease to own programs and two financing approval paths. Apply directly with any provider below, then bring your approval to the counter and we will build your ticket around it.
Acima
Lease to own with early purchase options. No credit needed.
- Instant shopping power
- Flexible payment schedule
- Early purchase options available
AutoPass
Automotive financing for tires, wheels, and service.
- Apply online
- Promotional financing periods
- Flexible monthly payments
Progressive Leasing
Simple lease to own with 12 months to ownership. No credit needed.
- Instant in store decision
- 12 months to ownership
- Early purchase options
Snap Finance
Financing for all credit backgrounds, with approvals up to $5,000.
- All credit backgrounds considered
- Decision in seconds
- Approvals up to $5,000
Not sure which path fits? Call (760) 737-7141 and we will walk you through the options before you apply. Approval is subject to each provider's review and verification, and not all applicants are approved.
From application to installed in one visit
We price the exact tire or wheel package for your vehicle, install labor included, with no surprise add ons.
Apply from your phone or at our counter. Most programs answer in seconds with no obligation to buy.
We go over payment amounts, term length and early purchase options before anything is signed.
Approved tickets are mounted, balanced and torqued the same day in most cases. Walk ins welcome.
Tires, wheels, suspension and the labor too
Premium and budget friendly brands in every common size.
Mounted, Road Force balanced and torqued in house.
Suspension kits, shocks and the install labor.
Boat, utility, horse trailer and motorhome sizes.
Four wheel alignment, sensors and relearns.
Blowouts, sidewall damage and bent wheels.
Wheel and tire packages built in house
Stack financing with current rebates
Manufacturer promotions change every month. A rebate lowers the amount you finance, and we handle the paperwork in house so you are not chasing a mail in form on your own.
What to have ready
Apply online from any program page, call (760) 737-7141, or stop by 2050 Auto Park Way in Escondido and we will walk you through it at the counter.
Frequently Asked Questions
Do I need good credit to finance tires here?+
No. Acima, Progressive Leasing and Snap! Finance all consider applicants with limited or damaged credit and advertise no credit needed approvals. Approval is subject to review and verification, and not all applicants are approved.
How long does approval take?+
Most applications take a few minutes and return a decision in seconds. Progressive Leasing gives an instant in store decision and Snap! Finance answers within seconds.
Can financing cover installation and alignment?+
Yes. Your approved amount can be applied to the whole ticket, including mounting, Road Force balancing, TPMS sensors, four wheel alignment and suspension parts we install.
What do I need to bring?+
A government issued photo ID, proof of steady monthly income, an active checking account, and a valid email address and mobile phone number.
Can I pay it off early?+
Yes. The lease to own programs include early purchase options, and AutoPass offers a promotional deferred interest period on qualifying purchases. We will walk you through the numbers before you sign.
Ready For New Tires or Wheels?
Call us today or stop by our Escondido shop. Walk-ins welcome.