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Financing Disclosure

NCW Tires is not a lender, a lease provider, or a credit broker. Financing and lease-to-own options offered at the Escondido shop are provided by independent third-party companies. Approval is not guaranteed, and every rate, term, fee, and payment schedule is set by that company, not by NCW Tires.

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Who provides the financing?

Applications are submitted to independent third-party providers. NCW Tires shows their application links so you can apply directly with them. Each provider makes its own approval decision using its own criteria and its own data sources.

Is approval guaranteed?

No. No provider listed on this site guarantees approval, an approval amount, or a specific payment. An approval amount also does not guarantee the total cost of your job will fall within it.

Who sets the terms and holds the agreement?

The provider sets the rate, term length, fees, late charges, early payoff terms, and total cost of ownership, and the agreement is between you and that provider. Read it before signing. NCW Tires cannot change, waive, or interpret a provider's terms, and cannot access your account with them.

How is my information handled when I apply?

When you follow an application link you leave ncwtires.com and enter the provider's own site, where their privacy policy and terms apply. Applications may involve a credit or alternative data check by the provider. NCW Tires receives approval status and the approved amount so we can complete your order.

Where do I go with a payment or account question?

Contact the provider directly using the account link on the Financing page or the contact information on your agreement. For questions about the parts and labor themselves, call NCW Tires at (760) 737-7141.

Questions about this page?

Talk to a person at the shop. 2050 Auto Park Way, Escondido, CA 92029. Mon–Fri 9:00 AM – 5:30 PM.